Every client warned.
Every warning on the record.
Keep your agents and their clients prepared — and give agents a reason to join and stay
Home Fraud Defense gives your office a documented fraud awareness program at no cost. Your agents send client fraud notices. Your brokerage gets a timestamped Protection Record every time a client is warned. That visible, documented client value gives your brokerage a concrete recruiting and retention benefit without asking agents to invent their own program.
- ✓Free base tier. Free agent seats. No per-agent fees, ever.
- ✓Agents send fraud notices at transaction start and after closing — both logged to your brokerage record.
- ✓Your panel shows notice activity across every agent in the office.
- ✓Your agents can send their first client notice today. Setup takes about five minutes.
Create your broker account
Free base tier · No credit card · Five minutes
After signup you'll get a link to send your agents — they join on their own, takes about two minutes each.
Base tier is free permanently. We never contact your agents without your approval.
New national survey · NORC AmeriSpeak® · August 2026
Recent buyers and sellers want fraud-recognition training required.
64% encountered suspicious communications. 59% said fraud was not discussed—or they could not recall it.
A free one-hour deed fraud class for your office.
We teach it at your regular sales meeting, in person or on Zoom. Arizona licensees who attend the full hour earn 1 hour of CE credit, and you get a dated attendance record for your office file.
Already know what you want? Set up the free broker panel instead.
The numbers are moving in the wrong direction.
Fraud losses in residential real estate keep climbing. Client-level awareness is the missing layer, and your office can be the one that provides it.
Keeping up with real estate fraud is our job. Your agents send it in two minutes.
Home Fraud Defense is your office's fraud education partner. We follow the schemes targeting real estate transactions nationwide, wire redirection, seller and buyer impersonation, deed and title fraud, and the ones that arrive after closing. Then we turn them into client material your agents send under their own names, and we update it when something new shows up. Nobody in your office has to track it, and nobody has to build it. Free for every agent on your roster, in every state.
We do the tracking
New schemes get written up and go out as dated fraud alerts to every agent on your roster, with what it looks like and what to tell a client.
Your agents send it, co-branded
The Fraud Awareness Notice at the start of the transaction, Post-Closing Awareness after the keys change hands, both carrying the agent's name and your brokerage.
You see it happening
The free broker panel shows office totals: how many notices went out and how many clients opened them. Named per-agent activity and inactive agent reports come with Pro.
An approved real estate fraud education school (Arizona Department of Real Estate, #S25-0019) · ARELLO Affiliate Member · Serving agents in all 50 states
Home Fraud Defense was built by a working agent after nearly closing on a home stolen through a forged deed.
Every client warned. Every notice logged.
Agents send two documented notices: one at transaction start, one after closing. Both are timestamped, attributed to the agent, and retained in your brokerage's Protection Record.
- 1Fraud awareness notice, at transaction start
The agent sends a plain-language warning covering wire fraud, deed and title fraud, seller impersonation, spoofing, and text and QR scams. One tap from any active transaction.
- 2Post-closing alert, after the deal closes
Buyer and seller versions covering what targets new owners and sellers once the sale becomes public record.
- 3The client receives it and acknowledges
A plain-language message written for the client, with a one-click acknowledgment so both sides know it was read.
- 4Your brokerage gets the record
A timestamped Protection Record is written to your office's log for each notice sent, including which version of the content went out. Records cannot be edited or deleted, and they stay with your brokerage even if the agent leaves.
If a client is ever targeted, your office holds documentation that the warning was delivered — at which stage, by whom, and when.
Four client protection tools. Free on every seat.
Your agents use these on live transactions. You see the activity in your broker panel.
Fraud awareness notice
One-tap client warning at transaction start, co-branded to the agent, with a Protection Record logged to your office.
Post-closing alert
Buyer and seller versions covering what targets a client once the sale hits public record. Logged the same way.
Monthly fraud alerts
A short bulletin on the schemes running right now, written for working agents. Content is drawn from law enforcement feeds, fraud intelligence networks, and real estate industry events — updated as new patterns emerge, not on a fixed academic schedule.
Incident report
One tap for an agent to flag a suspected fraud to you. Logged and timestamped so you hear about it before it surfaces in a claim.
Free base tier · Free agent seats · No credit card
See protection activity across your whole office.
Which agents are protecting clients, which are not, and the record trail behind all of it.
The free panel includes your participation rate, the gap report, and same-day incident alerts, plus named per-agent history and client-level detail.
The defense file
One click produces a single document containing every notice sent, every client acknowledgment, every timestamp, and which version of the notice went out — for one agent or one transaction.
This is what your counsel asks for on the worst day. Today, at nearly every brokerage in the country, the answer is whatever anyone remembers.
Start your free panelThe full panel is free. Seats are optional.
Every brokerage gets the complete broker panel at no cost, permanently. The only purchase is HFDCP™ agent seats, if you want to cover the course and designation for your agents.
Every feature included. No credit card, no expiration, no limit on agents joining your roster.
Start your free panel- Participation rate, gap report, and same-day incident alerts
- Named per-agent notice history and roster detail
- Downloadable defense file and dated office records
- Fraud alerts with read receipts, and your public brokerage page
$25 per agent per year, against $99 if an agent buys independently. Bought from inside your panel in multiples of 10.
- Each seat covers the three-hour fraud course and the HFDCP™ designation for one agent
- Assign, unassign, or move seats between active agents on your roster
- Agents who earned or bought their own credential keep it
HFDCP™ is a private credential issued by Home Fraud Defense. It is not a state license.
What HFD is, and what it is not.
- A documented fraud awareness program available to every licensed brokerage in the country
- A set of client-facing notices that help agents warn clients at the right moments
- A record system showing what your office told clients, and when
- An active intelligence partner — we monitor law enforcement feeds, fraud intelligence networks, and real estate industry events so the notices your agents send reflect what is targeting transactions today, not what was circulating when a course was written two years ago
- A guarantee against fraud, or insurance of any kind
- A verifier of record on any wire transfer
- A substitute for title insurance, E&O coverage, or legal advice
- A decision-maker — our tools describe what they observe; your clients decide and you advise
Broker questions, answered plainly.
Does this create liability for my brokerage?
What does the free tier cost my brokerage?
Do my agents have to buy anything?
What happens to Protection Records if an agent leaves?
Is HFD only for Arizona brokerages?
How long does setup take?
Can you see or contact my agents?
What happens if we stop buying seats?
Put your office on the record.
Create the free broker account, invite your agents, and start building your brokerage's Protection Record today.
Free base tier · Free agent seats · No credit card required